Pengaruh pendapatan premi, hasil investasi, klaim, current ratio dan risk based capital terhadap laba perusahaan asuransi yang terdaftar di BEI 2015-2019

INTAN PURNAMASARI, Pengaruh Pendapatan Premi, Hasil Investasi,
Klaim, Current Ratio, dan Risk Based Capital, Terhadap Laba
Perusahaan Asuransi Yang Terdaftar Di BEI 2015-2019. Di bawah bimbingan
YUMNIATI AGUSTINA, SE, MM.
Penelitian ini dilakukan untuk mengidentifikasi dan menguji pengaruh pendapatan
premi, hasil investasi, klaim, current ratio, dan risk based capital, terhadap laba,
data yang digunakan dalam penelitian ini berasal dari laporan keuangan yang telah
diaudit pada perusahaan asuransi yang terdaftar di BEI 2015-2019, penentuan
sampel dilakukan dengan metode purposive sampling terdapat 10 perusahaan dari
16 perusahaan yang akan dianalisis dengan regresi linear berganda menggunakan
program statistik SPSS 25. Hasil analisis menunjukan bahwa pendapatan premi dan
klaim tidak berpengaruh positif dan tidak signifikan terhadap laba dan bernilai
positif sebesar 0,263 dan 0,702, sedangkan hasil investasi, current ratio dan risk
based capital berpengaruh positif dan signifikan terhadap laba dan bernilai positif
sebesar 0,008, 0,047 dan 0,017, secara simultan menunjukan bahwa pendapatan
premi, hasil investasi, klaim, current ratio dan risk based capital berpengaruh dan
signifikan terhadap laba serta memiliki nilai positif sebesar 0,008.
Kata Kunci : Pendapatan Premi, Hasil Investasi, Klaim, Current Ratio, Risk Based
Capital dan laba

INTAN PURNAMASARI, The Effect of Premium Income, Investment Results,
Claims, Current Ratio, and Risk Based Capital, on the Profits of Insurance
Companies Listed on the IDX 2015-2019. Under the guidance of
YUMNIATI AGUSTINA, SE, MM.
This study was conducted to identify and examine the effect of premium income,
investment returns, claims, current ratio, and risk based capital, on profit, the data
used in this study came from the financial statements audited insurance company
listed on the IDX 2015-2019, Sampling is done by purposive sampling method there
are 10 companies from 16 companies which will be analyzed with multiple linear
regression using SPSS 25. The analysis showed that the premium income and
claims no positive effect and no significant effect on earnings as well as having a
positive value of 0.263 and 0.702. While the return on investment, current ratio and
risk based capital and significant positive effect on profits as well as having a
positive value of 0.008, 0.047 and 0.017. Simultaneously show that premium
income, investment returns, claims, current ratio and risk-based capital and
significant significant effect on profits and have a positive value of 0.008.
Keywords: Premium Income, Investment Results, Claims, Current Ratio, Risk
Based Capital and profit