Analisis Pengaruh Rasio CAR, NPI, LDR dan BOPO Terhadap Profitabilitas Perbankan Umum Persero Yang Terdaftar di BEI Periode 2013-2020

This study aims to analyze the effect of the CAR, NPL, LDR, and BOPO ratios on the profitability of Persero Public Banks listed on the Indonesian Stock Exchange (IDX) for the 2013-2020 period. This study uses an associative quantitative method with a descriptive approach that is processed with SPSS version 25. The results show that CAR has a positive and insignificant effect with a significant value of 0.601 (0.601 > 0.05) tcount of 0.529 less than ttable (0.529 < 2.052), NPL no significant negative effect with a significant value of 0.311 (0.311 > 0.05) tcount of -1.032 less than ttable (-1.032 < 2.052), LDR has no significant positive effect with a significant value of 0.771 (0.771 < 0.05) tcount of 0.294 less than ttable (0.294 < 2.052), and BOPO has a significant negative effect with a significant value of 0.000 (0.000 < 0.05) tcount is -6.262 more than ttable (6.262 > 2.052).